Notes
Short pieces written from fieldwork in Selangor and the wider Klang Valley. They describe what we actually look at in loan origination applications, not a catalogue of software features.
13 May 2026 · Aisha Rahman
The work is not a software demonstration. It is a financial-control review of how applications, decisions, and money movement are recorded.
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21 March 2026 · Lim Wei Jun
Dual control on paper is not the same as dual control in the application. Sampling still finds the same three patterns.
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17 January 2026 · Priya Nair
A product sheet says one rate. The origination application applies another. The difference is often small, until the book is large.
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5 November 2025 · Aisha Rahman
The engagements that finish on time share a short list of working papers. Here is what we ask for before fieldwork starts.
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