Origination control audit
A file-based review of how a loan origination application records, routes, and closes credit applications — from intake to offer.
Typically 4–7 weeks
Indicative fee from RM 22,000
Engagement detailServices
Engagements we will put in writing
Each service below is a scoped financial-audit instruction. Fees are indicative in Malaysian ringgit for a single origination application and a standard sample. The engagement letter confirms the figure after we have seen the product pack and the sample frame.
Decisioning and override review
Sampling of automated credit decisions, manual overrides, and the evidence trail that should sit behind each exception.
Typically 3–5 weeks
Indicative fee from RM 18,500
Engagement detail
Interest, fee and repayment calculation audit
Independent recalculation of interest, fees, and repayment schedules against product parameters held in the origination application.
Typically 3–4 weeks
Indicative fee from RM 16,000
Engagement detail
Disbursement and posting integrity review
Walk-through of disbursement authorisation, maker-checker evidence, and the hand-off from origination into the general ledger.
Typically 4–6 weeks
Indicative fee from RM 19,500
Engagement detail
Pre-go-live application audit
A time-boxed financial-control review before a new origination application, product line, or major parameter change is released to staff.
Typically 5–8 weeks
Indicative fee from RM 28,000
Engagement detail
Regulatory mapping for origination workflows
Mapping of origination screens, letters, and holds against Bank Negara Malaysia expectations that affect application handling.
Typically 4–6 weeks
Indicative fee from RM 21,000
Engagement detail