Service
Regulatory mapping for origination workflows
Origination applications collect disclosures, cooling-off, affordability evidence, and product-specific holds. This engagement maps those workflow steps to the Bank Negara Malaysia policy documents and fair-treatment expectations that your compliance team already tracks — and shows where the application is silent.
What we map
Customer-facing letters generated at origination, mandatory fields that are supposed to enforce affordability or documentation, product eligibility gates, and holds that should stop disbursement. We work from the policy documents you nominate. We do not invent a private rulebook.
Islamic and conventional books
Where both books originate in the same application, we map them separately. A shared screen that blurs contractual sequence is a finding for the Islamic path even if the conventional path still functions.
Limits of the work
This is not a legal opinion and not a substitute for your compliance function. It is a financial-control mapping of the origination application, written so internal audit and the product owner can act on gaps. Indicative fees assume one licence type and one origination application.